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Student Insurance

All Traditional Day students taking 12 hours or more are required to have health insurance. This can be your own private insurance or the college's health insurance policy.  Insurance Waiver form AND a copy of front and back of your insurance card must be submitted on an annual basis.  Deadline to waive coverage for Spring 2014 is January 3, 2014

If you choose to use your own health insurance, it must have as a provider Eastern North Carolina Medical Group (Dr. Dan Crocker).

You must submit a WAIVER FORM with a front and back copy of your insurance card to the Health Center by August 1 for the Fall semester and January 3 for the Spring semester. 

Only the following insurance companies are accepted:

  • NCWC student plan
  • NC Medicaid [Carolina access not accepted]
  • Medicare
  • Blue Cross/Blue Shield
  • First Health
  • Medcost
  • United Healthcare
  • Tricare
  • Aetna
  • Cigna
  • Wellpath

Any of the above insurance companies with Beech Street on the insurance card will not be accepted.

NO HMO Plans are accepted.

One of the great benefits of attending NCWC is that we provide accident coverage at no cost to all full-time day students. The college also offers sickness insurance for a one-time rate. This insurance coverage includes:

  • Primary insurance which pays 85% usual and customary fees [U&C] up to $2500 then 80% U&C to $10,000 for sickness, and 85% U&C up to $5000 then 80% up to $10,000 for accident
  • It is good anywhere in the USA, even when you are not in school
  • There is no co-pay due at time of visit or a deductible to be met.    
  • It is available for a very low yearly cost to the student.

However, you will be placed on the college's insurance unless you fill out a WAIVER FORM completely and attach a front and back copy of your insurance card to the waiver and return them to the Health Center by the appropriate deadline. All returning students will receive the annual waiver form and brochure in the  mail during the summer. 

To view an online copy of the insurance brochure please click here.

When you need medical services, you must take a CLAIM FORM with you for each accident visit. This is to accompany the medical bill.  NO CLAIM FORM IS REQUIRED FOR SICK VISITS. 

Click here for a list of participating pharmacists.

For questions regarding your insurance plan go to or contact the insurance company by phone at 888.622.6001