How Your Need is Determined

The financial information you and your family provide on your Free Application for Federal Student Aid (FAFSA) or Renewal FAFSA is analyzed by the federal need analysis processor using federal methodology, a standard formula established by the U.S Congress. It is used by the federal processor to calculate expected family contribution (EFC), which is the amount individual students, and their families are expected to pay for higher education.

After analyzing your financial information, the federal processor sends the results to NCWC indicating how much you and your family should be able to pay for your education. If the cost of attendance at NCWC is greater than what the processor indicates you and your family should be able to pay, the college then considers that you have financial need.

Expected Family Contribution consists of expected parental contribution and/or student contribution depending upon the student’s classification as "dependent" or "independent". Federal Methodology is used by the federal processor to determine the amount of each applicant’s expected family contribution and takes into account the family’s income and assets, employment costs, allowances for living expenses, taxes, family size, and the number of family members in college.

Selective Service Registration if required by law, you must register, or arrange to register with the Selective Service to receive federal student aid. The requirement to register applies to males who were born on or after January 1, 1960, are at least 18 years old, and are not currently on active duty in the U.S Armed Forces.